I'm Eric Perez, your local independent licensed insurance broker serving Southern California. I review plans from multiple leading carriers so you get the best fit coverage for your health needs β at no charge to you, ever.
I grew up right here in Orange County and I've spent my career helping people navigate major life decisions β first in real estate, and now in Medicare. Those two worlds have more in common than you'd think: both are complicated, full of fine print, and incredibly important to get right.
Whether you're turning 65, losing employer coverage, moving to a new plan, or just wondering if you're getting the best deal, I'm here to help. I'm appointed with multiple leading carriers, which means I have no reason to steer you toward any particular plan. My only goal is finding the right fit for you.
Here's something many people don't realize: Medicare may sometimes offer lower out-of-pocket costs than your employer's plan. Before automatically staying on employer insurance, it's always worth exploring your options. A quick review could save you peace of mind.
No jargon. No pressure. And no cost to you β ever. Licensed Insurance Brokers like me are paid directly by the carriers, so your consultation is completely free.
βDid you know Medicare could have lower out-of-pocket costs than your employerβs plan?β
Many people stay on employer coverage by default β without ever reviewing. It always pays to know all your options. A free 15-minute call could maximize your coverage and budget.
Letβs Review Your Options βGetting the right Medicare plan for your health needs and budget doesn't have to be stressful. Here's how we make it easy.
Pick a time that works for you β phone, video, or in-person in Orange County. No commitment required.
I review plans from multiple leading carriers side-by-side, focusing on your doctors, medications, and budget β not sales quotas.
When you're ready, I handle the paperwork and enrollment. You get the plan you want β and ongoing support year after year.
Whether you're new to Medicare or looking to switch, I can find the right fit across every plan type.
Bundled coverage, sometimes with a prescription drug plan. Great for those who want simplicity and potentially lower out of pocket costs.
Covers the "gaps" in Original Medicare like copays and coinsurance. Maximum flexibility β see any doctor who accepts Medicare.
Standalone drug coverage for those on Original Medicare or Medigap. I'll match you to the formulary that fits your medications.
Tailored Medicare Advantage plans for people with specific chronic conditions, income levels, or institutional needs.
Affordable whole-life and final expense plans to protect your family and give you lasting peace of mind.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations, exclusions, copays, deductibles, and coinsurance may apply. Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.
Not every licensed insurance broker is created equal. Here's what sets working with me apart.
I'm not an employee of any insurance company. That means I work for you β not a carrier's quota β and I have no incentive to push any particular plan.
I'm an independent licensed insurance broker appointed with multiple leading insurance carriers, allowing me to help you review available plan options based on your individual needs.
Licensed Insurance brokers are paid directly by the carriers when you enroll. My services cost you absolutely nothing β not even a hidden fee. What you see is what you get.
Schedule a free, no-pressure consultation. I'll answer every question and help you review your options β at no cost.
Serving all of SoCal β phone & video consultations always available. Evening & weekend appointments welcomed.